This brief, a companion to the Housing in the Nation's Capital 2009 report, describes the impact of the foreclosure crisis on the Washington metropolitan region, examining the level and trends of foreclosures, outlining potential secondary effects for families and neighborhoods, and looking towards the future of the region's housing market. It concludes with policy implications in four areas: foreclosure prevention, neighborhood stabilization, recovery assistance for displaced households, and services for children in foreclosed homes.

This is the seventh in a series of annual reports about housing in the Washington metropolitan region. It assembles and analyzes the most current data on housing conditions in the District of Columbia and the surrounding suburbs. This year's report focuses on the impact of the foreclosure crisis on the region, examining the level and trends of foreclosures, outlining potential secondary effects for families and neighborhoods, and looking towards the future of the region's housing market. It concludes with policy implications in four areas: foreclosure prevention, neighborhood stabilization, recovery assistance for displaced households, and services for children in foreclosed homes.

The metropolitan Washington housing market, just beginning to stabilize at midyear, will have to deal soon with tens of thousands of additional foreclosed homes thrown onto the market, an Urban Institute study forecasts.

This analysis estimates cost burdens of racial and ethnic disparities in a select set of preventable diseases including diabetes, hypertension and stroke. Excess rates of these diseases among African Americans and Latinos relative to whites will cost the health care system $23.9 billion dollars in 2009. Medicare alone will spend an extra $15.6 billion, and private insurers will spend an extra $5.1 billion. Over the next decade, the total cost is approximately $337 billion. Left unchecked, these annual costs will more than double by 2050 as the representation of Latinos and African Americans among the elderly increases.

Slightly more than half of the U.S. population experiences poverty at some time before age 65. Roughly half of those who get out of poverty will become poor again within five years. Who is more likely to enter poverty? How long are people poor? And what events are associated with falling into and climbing out of poverty? This fact sheet summarizes key findings from the poverty dynamics literature to describe how, why, and when people move in and out of poverty.

Despite substantial progress since passage of the Fair Housing Act four decades ago, neighborhoods remain highly segregated by race and ethnicity. This paper summarizes existing research evidence on both the costs of segregation and the potential benefits of neighborhood diversity. It uses decennial census data to show that a growing share of US neighborhoods are racially and ethnically diverse, but that low-income African Americans in particular remain highly concentrated in predominantly minority neighborhoods. Because the dynamics that sustain segregation today are complex, strategies for overcoming them must address not only discrimination, but information gaps, affordability constraints, prejudice, and fear.

This series examines youth vulnerability and risk-taking behaviors on several outcomes for young adults, using the National Longitudinal Survey of Youth, 1997 cohort. Notable results suggest youth follow one of four patterns in connecting to the labor market and school in the transition to adulthood: consistently-connected, later-connected, initially-connected, or never-connected. Second generation Latinos make a fairly smooth transition to young adulthood, but are less likely to engage in post-secondary schooling than whites. Youth from low-income families, distressed neighborhoods, and youth with poor mental health engage in relatively higher levels of adolescent risk behaviors and have relatively lower earnings and levels of connectedness in early adulthood.

The fact sheets examine the transition to adulthood for two groups of youth using the National Longitudinal Survey of Youth, 1997 cohort. Low-income African Americans are compared to low-income white youth, and youth from low-income "high-work" families are compared to low-income youth from moderate-work and nonworking (i.e., low-work) families. Low-income African American youth are vulnerable to lower employment and earnings despite comparable levels of high school education and lower risk-taking behaviors. Low-income youth from high-work families show stronger connections to school or work compared to youth from low-work families, but have comparable employment and earnings during the transition to adulthood.

Low-income African American youth engage in fewer risky behaviors than low-income white youth, a new Urban Institute analysis of federal data reveals. This research on young blacks is part of a collection of eight brief studies on vulnerable youth, risky behavior, and the transition to adulthood.

Low-income status in the United States varies significantly by race and ethnicity. Of the more than 13.4 million families with children living on incomes less than 200 percent of the federal poverty level, 30 percent are Hispanic, 22 percent are black or African American, and 6 percent are other nonwhites. This fact sheet provides statistics on racial and ethnic differences in family structure, work effort, nativity or immigration status, earnings, and education.

This report presents early findings of an evaluation of San Mateo County's Health System Redesign and Adult Coverage Initiative (ACE), an effort to improve effectiveness, efficiency, and care coordination among uninsured and underserved adults in the county. Enrollment in the ACE program has exceeded expectations, yet sustained financing for the program has yet to be identified. We have observed reforms in scheduling, team-based care, and the implementation of electronic medical records. However, we found significant barriers to access for primary care and specialty appointments. This analysis is the first of several ongoing evaluation reports by the Urban Institute and UCSF.

Many policy makers and scholars regard the HOPE VI Program as one of the nation's most successful urban redevelopment programs (c.f. Katz 2009; Cisneros 2009). But despite its very real accomplishments, the HOPE VI program's record in meeting the needs of the original residents who endured the worst consequences of the failures of public housing is mixed. With its proposed "Choice Neighborhoods" initiative, the Obama administration has the opportunity to build on the experiences of nearly two decades of experience with HOPE VI. Incorporating intensive case management and permanent supportive housing for the most vulnerable into Choice Neighborhoods and any other comprehensive redevelopment efforts is one way to ensure that these initiatives truly meet the needs of all public housing families.

Ten promising undergraduate researchers have been chosen for the 2009 Urban Institute Summer Academy for Public Policy Analysis and Research. The students, who are college juniors, will spend June and July attending policy seminars, honing their analytical skills, and writing policy briefs under the guidance of Institute mentors.

Historically, residential segregation constrained where minorities could live, contributing to disparities in education, employment, and wealth. Researchers interested in the well-being and future prospects of low-income working families have not yet explored how their residential patterns may vary across racial and ethnic lines or considered the implications of these patterns. Therefore, this paper explores differences in neighborhood characteristics among white, black, and Hispanic low-income working families. The findings suggest that policies aimed at reducing the persistent disadvantages facing minority low-income working families need to address the ways the neighborhoods in which minorities live may be compounding these disadvantages.

The Los Angeles Healthy Kids program provides health insurance to low income children in the county who have no other source of coverage (including undocumented children and children above the income limits for Medi-Cal and Healthy Families).These findings from a longitudinal survey of parents of young children in the program indicate that access to medical and dental care for enrolled children increased dramatically over time, use of the emergency room went down, and parents perceived improvements in the health status of their children. This analysis is one piece of a broader Urban Institute evaluation of the program.